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DEBT DEFENSE

YOUR DEBT DEFENSE ATTORNEY IN JACKSONVILLE

Problems with debt not only affect your credit score, but they also cause you undue stress in your day-to-day life. Break the cycle of debt by depending on Glenn Banner, your Jacksonville debt defense attorney for problems relating to debt and creditor claims. There is no reason for you to be overwhelmed by your financial problems. Instead, depend on a skilled lawyer that provides the legal advice to help you effectively address your debt problems.

FIGHT BACK AGAINST DEBT COLLECTORS

There are state and federal fair debt collection laws enacted to prevent debt collectors from using harassing, abusive, misleading, dishonest and unfair debt collection practices. The Federal Fair Debt Collections Practice Act (“FDCPA”) and Florida Consumer Protection Practices Act (“FCCPA”) provide consumers with the means to seek money damages against debt collectors for violating their legal rights. There are also laws that protect you from certain unauthorized calls or texts to your cell phone. The Telephone Consumer Protection Act ("TCPA") is a federal law that restricts certain types of calls to your cell phone without your consent.

 

To learn more about your rights under the TCPA, click here.

Glenn Banner has years of experience representing debt collectors, creditors, banks and mortgage lenders in FDCPA, FCCPA and TCPA litigation. He now uses his specialized knowledge and insight to protect and enforce the legal rights of consumers. You should contact your Jacksonville FDCPA and FCCPA attorney today if you have experienced any of these common practices by debt collectors, creditors, banks and mortgage lenders:

  • Calls at an unusual time such as before 8:00 a.m. and after 9:00 p.m.

  • Unauthorized communications to consumers represented by attorney

  • Calls at work

  • Collection calls to third parties, such as spouses, roommates and friends without consent

  • Use of obscene or profane language

  • Excessively calling telephone to ring or engaging any person in telephone conversation repeatedly or continuously with intent to annoy, abuse, or harass

  • The threat to take any action that cannot legally be taken or that is not intended to be taken

  • Misrepresenting the name and identity of the debt collector’s business, company, or organization

  • Falsely representing the character, amount, or legal status of any debt

  • Falsely representing that nonpayment of any debt will result in arrest, imprisonment, garnishment of wages

WHAT TO DO IF YOU ARE BEING HARASSED

 

  • Keep a call log tracking the date, time and person you spoke with for all collection calls with creditors, banks, debt collectors and mortgage service providers

  • Save voicemails and messages

  • Save all documents and emails related to the debt

  • Call Glenn Banner to answer your questions and to determine if your rights are being violated

DOWNLOAD YOUR CALL LOG

 

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OFFERING LEGAL SOLUTIONS TO YOUR DEBT PROBLEMS

 

Glenn Banner will guide you through a variety of options to help you climb your way out of any debt problems you may face. Call today if you need help with any of the following reasons:

  • Prevent Property Repossession

  • Foreclosure

  • Stop Collection Lawsuits & Judgments

  • End Wage Garnishments

  • Eliminate Credit Card & Other Debt

  • Medical Debt

  • Sue for Debt Collector Abuse and Harassment

CALL TODAY FOR A FREE INITIAL CASE EVALUATION

 

If you are being sued by a creditor or if a debt collector violates your rights under the FDCPA or FCCPA, you should call Glenn Banner to determine if you have a case. If you believe you have a case, you need to take action quickly, as there is only a limited window of time in which to act. Glenn Banner will personally handle your case in order to maximize the recovery you deserve. Call the Law Office of Glenn S. Banner, P.A. today for a free case evaluation. For your convenience, Glenn can come to you and meet you at your home or office.

Your Jacksonville debt defense attorney provides legal services throughout Northeast Florida, including, Jacksonville, the Jacksonville Beaches, Ponte Vedra, Nocatee, Julington Creek, St. Augustine and all communities in between.